With a wide variety of savings options, you can choose the right savings plan for you and your family. You will find accounts that are always accessible, with rates that adjust to market conditions, as well as accounts with fixed rates that lock in your earning power.

Interest will be compounded daily and applied to the account on a quarterly basis, using the "daily balance method", which applies a daily periodic rate to the collected balance in the account each day.

Annual Percentage Yields and interest rates may change at any time. Fees may affect earnings.

Regular Savings:

Traditional savings account that allows you to make deposits and withdrawals at any time.

• Quarterly service charge of $3.00 if daily balance falls below $300.00
• 6 preauthorized withdrawals per month; $3.00 charge for excessive withdrawals
• Quarterly statements
• Available for Personal, Business and Organizational entities
• Interest earned on balances over $100.00; credited to account quarterly

Crescent Kids Savings:

Teach your child or student the importance of saving money by helping them get started with a savings account.

• No monthly service charge
• Available to age 22 or younger
• Minimum opening deposit of $5.00
• 6 preauthorized withdrawals per month
• Interest earned on balances over $25.00; credited to account quarterly

Refer to our current rates

Money Market Account:

If you have higher balances than the required for traditional savings, you'll enjoy higher rates with our Money Market accounts.

Interest will be compounded daily and applied to the account on a monthly basis, using the "daily balance method", which applies a daily periodic rate to the collected balance in the account each day.

Annual Percentage Yields and interest rates may change at any time. Fees may affect earnings

• Minimum opening balance of $100.00
• Monthly service fee of $8.50 if daily balance falls below $1,000
• 6 pre-authorized withdrawals allowed monthly, up to three by check
• Monthly statements
• Tiered rates:
  • Tier 1: less than $999.
  • Tier 2: $1,000 -$2,499.
  • Tier 3: $2,500 - $9,999.
  • Tier 4: $10,000 & over

While each banking institution may require different information when opening a new deposit or loan account, there are certain items the US Patriot Act requires every bank to obtain. Those items are Name, Physical Address, Date of Birth (for individuals), Social Security Number or Tax Payer Identification Number, and other information that will allow us to identify you such as your Driver's License, Passport, or other types of government issued, un-expired ID. For Business Accounts we also require business resolution forms such as Corporate Resolutions, Partnership Agreements, or Trade Name Certificates.

We require account owners and all authorized signers to physically come into the bank to open their new account.

Refer to our current rates

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