Fees & Rates

Effective Date 11/9/2008

Certificates of Deposit**











Traditional & Roth IRAs/Coverdell ESA**



Deposit Rates

Checking



Savings






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YIELDS AND RATES ARE SUBJECT TO CHANGE AT ANY TIME
FEES MAY REDUCE EARNINGS
**PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL
*APY - ANNUAL PERCENTAGE YIELD

All deposits at the same insured bank in the broad
category of retirement accounts areadded together
and the total is insured up to $250,000.

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